I need to improve my credit score because of my poor history of credit while I was attending college. I have been working a full time job for the past 4 years and now I want to find a personal loan that I can take out for about 00. This loan is basically to help fix my bad credit. Is there anything available to someone with poor credit scores?
Thanks everyone for your answers…I really appreciate it!
www.DuncanLawOnline.com At Duncan Law, PLLC we explain to our clients that you can rebuild your credit following a six step process. Step 4 of this process is to pay your bills each month and pay them on time. We specifically recommend that you pay a couple of your bills on credit card each month. Doing so will help you steadily increase your credit or FICO score. To learn more about rebuilding your credit visit our website today.
I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore.
www.DuncanLawOnline.com This is step #2 of a six part series on how to rebuild your credit after bankruptcy. To learn more about rebuilding your credit visit our website. You CAN rebuild your credit after bankruptcy.
I have been unemployed for a little while. I day trade stocks for income, but as you can imagine, it’s been less than stellar the last few months. My credit score is poor and I’m trying to improve it. I’ve made the student loan people happy, paid off some debts, settled some others, etc. However, while rising slowly, my score is still very low. I can’t get a credit card or a loan based off no tangible income and a poor credit history. Any other ways to raise my credit score? Yes, despite my financial difficulties I always pay my bills on time (now).
Before you comment or answer 1. I know that I need to rebuild my credit so don’t state the obvious. I have a cashcall loan which I’d like to get rid off I have payday loans (3) which I’d like to pay off. Which totals 4,000 I’ve been denied by, citifinical,american general,local banks,prosper,lendingclub,zopa, capital one. My credit score is 601
We are looking to purchase our first home next year when our current home lease expires around May. She has excellent credit (+750 FICO) and I have been building my credit (high 600’s now, no baddies but not a thick file). She will be 30 and I will be 26 when we apply. I have a good paying job and will have held it for 2 1/2 year when we apply, she will be fresh out of graduate school with her Master’s with little experience in the professional world.
We will have ~ ,000 saved up for a down payment, and are looking to secure a 0,000 mortgage. We do not want a conventional mortgage where we need 20% down, that is just not realistic for us (obviously…look at our down).
I am interested in using an FHA lender, and according to their site their lenders do not base solely off the credit score, and they also discourage the ARM loans, which we are not interested in.
Now that the info is out there, the fact is that we are not married….however by the time May rolls around, we will probably be engaged. The ring has been purchased Does applying for a mortgage as a non-married couple have a adverse effect on a mortgage decision rather than a married couple? I guess my rationality about this, is that married couples have joint liabilities for debt, whereas non-married only have liability assumed for joint debt that is incurred in both their names….so would the mortgage lender be more apt to approve us if we were married, or is that not really a factor?
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My credit score is in the dumpster with no trash relief in sight. If I relocated to Vancouver, do I take my poor credit history with me or do I get a second lease on life? Can the U.S. Gov. come after me for the ,000 I owe them in school loans if I relocated to Canada?
I found a house that is a really good deal, it’s like 40% off market value, so I’m sure it’s a really good deal. But my problem is I have a bad credit score and I’m self employed. I feel like I won’t see a beautiful house like this again with this price. What can I do? Please help.
Does applying for a mortgage as a non-married couple have a adverse effect on a mortgage decision rather than a married couple? I guess my rationality about this, is that married couples have joint liabilities for debt, whereas non-married only have liability assumed for joint debt that is incurred in both their names….so would the mortgage lender be more apt to approve us if we were married, or is that not really a factor?
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